Start with a free calculator for the decision in front of you. Explore deeper planning when you are ready to look further ahead.
Prelaunch: all tools are open to explore. Labels show the planned launch tiers; subscriptions and paid export features are not active.
Make everyday decisions with more confidence.
Picture the life you want, then compare it with the six-step plan.
Set up the assets and debts that the rest of your plan will use.
Find the room in your budget for the things you want to do.
Compare ways to repay your debts and understand the cost of each route.
Work out a cushion for the unexpected and a route to building it.
The free starting point: estimate the portfolio needed to support your future spending.
Review the same household figures, allocations and forecast in one place.
Compare the cost of renting and buying with the same starting cash.
Compare the cost of leasing, financing or buying your next car.
Make room for the trip you want without losing sight of the budget.
Build a realistic budget for the day you want to celebrate.
Understand the decisions behind your money, one topic at a time.
Explore investment risk and supported tax scenarios in more depth.
Import holdings, see your risk drivers and compare allocations using explicit assumptions or your own return history.
Explore supported income-tax scenarios and pension contributions.
PDF & Excel reports from free calculators are planned for Premium and Elite. About the planned exports. Study PDFs and local-data backups stay free.
Save your household figures and import them where a tool offers that option. Review the assumptions for each decision and update the numbers when life changes.