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Budget Optimizer

Compare your spending to people in your demographic cohort and optimize your budget

Your Profile

📊 Your budget will be compared to similar people: same age range, income level, and household type

Monthly Budget

💡 Enter amounts and select frequency (Monthly, Annual, One-time, etc.). We'll show monthly equivalents automatically.

💰 Income

Monthly Total €0
Primary Salary -
Secondary Income -
Freelance/Side Business -
Investment Income -
Rental Income -
Bonuses/Other -

🏠 Housing

Monthly Total €0
Rent/Mortgage -
Property Tax -
Home Insurance -
HOA Fees -
Maintenance/Repairs -

⚡ Utilities

Monthly Total €0
Electricity -
Gas/Heating -
Water/Sewer -
Internet -
Phone/Mobile -

🚗 Transportation

Monthly Total €0
Car Payment -
Auto Insurance -
Gas/Fuel -
Maintenance/Repairs -
Public Transit -
Parking/Tolls -

🍽️ Food & Dining

Monthly Total €0
Groceries -
Dining Out -
Coffee/Snacks -
Food Delivery -

🏥 Healthcare

Monthly Total €0
Health Insurance -
Doctor/Medical -
Prescriptions -
Dental/Vision -
Gym/Fitness -

👔 Personal & Lifestyle

Monthly Total €0
Clothing -
Personal Care -
Haircuts/Salon -
Subscriptions -
Entertainment -
Travel/Vacation -

💰 Savings & Investments

Monthly Total €0
Emergency Fund -
401(k)/Retirement -
Investments/Brokerage -
Other Savings -

💳 Debt Payments

Monthly Total €0
Credit Cards -
Student Loans -
Personal/Other Loans -
Your Cohort: Loading...

Budget Summary

Monthly Income
€0
Monthly Expenses
€0
Net Cash Flow
€0
Savings Rate
0%

Cohort Comparison

See how your spending compares to similar people in your demographic

Visual Analysis