What the taxman takes — and takes back.

Three numbers in, your marginal rate out — and exactly what a pension contribution saves you this year.
SIMPLIFIED BRACKETS · NOT TAX ADVICE
1 Where you pay tax
Simplified national income-tax brackets — enough to see the shape and the marginal rate.
2 Your numbers
Before tax, before anything.
Money into a pension before tax touches it — the single biggest legal lever.
Work costs, training, commuting allowances — whatever you can legitimately log.
TAX BEFORE TAX AFTER YOU KEEP EFFECTIVE RATE
Before vs after SOLID = TAX · LIGHT = YOURS
Five moves that usually pay
WHAT THIS MEANS
Simplified model for orientation only — a one-hour session with a local tax adviser usually pays for itself.