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Emergency fund
Free tool
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PDF & Excel reports planned with Premium/Elite
The buffer between a bad month and a bad year. Four numbers, one target, and the date you hit it.
SAVES IN YOUR BROWSER · NOTHING LEAVES THIS DEVICE
1
Your cushion
How steady is your income?
Very steady
Normal
Variable
Unpredictable
Essential spending a month
FROM YOUR BUDGET
Rent, food, utilities, transport, minimum debt payments — what you’d still pay with no income. Not holidays.
Find it in Budget
.
Saved so far
Cash you could actually reach this week — not investments, not the pension.
Adding each month
Whatever you can spare consistently. Small and steady beats heroic and abandoned.
Interest on your savings · %
A high-yield savings account is the right home for this money — instantly reachable, and it keeps some pace with inflation.
0%
OF TARGET
TARGET
STILL NEEDED
FULLY FUNDED
Getting there
BLUE LINE = YOUR TARGET
What each level buys you
Every month of cushion turns a crisis into an inconvenience.
WHAT THIS MEANS
Use saved budget
Save to my plan
✓ SAVED TO YOUR PLAN