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START FREE. GO FURTHER WHEN YOU NEED TO.

A playbook that grows with your goals.

Practical calculators for free. Deeper retirement, protection, investment and tax planning in the paid tiers.

Prelaunch: every tool is available to explore. Paid subscriptions are not active. EUR prices below are planned; applicable taxes and final billing terms will be stated before purchase.

Free

NO CARD NEEDED

Make everyday decisions with more confidence.

€0 / forever

Everyday tools, with no subscription.

  • Household, Budget & Plan overview
  • Emergency fund & Financial freedom
  • Debt payoff
  • Rent or buy & Lease or buy a car
  • Plan a trip & Wedding planning
  • All lessons, quizzes and study PDFs
Explore free tools →

Elite

PLANNED TIER

Explore investment risk and supported tax scenarios in more depth.

€9.99 / month

Or €99/year · save €20.88

  • Everything in Premium
  • Portfolio risk
  • Tax scenarios: AT, DE, UK & US
  • PDF & Excel reports included with Premium benefits PLANNED
Explore Elite tools →

Fair questions

Can I switch or cancel later?

Billing is not active. Cancellation, renewal and tax terms must be finalised before paid subscriptions open. The amounts above are planned prices.

Which calculators are free?

The planned Free tier includes net worth, budgeting, emergency savings, financial freedom, debt repayment, rent or buy, lease or buy, trips and weddings. Lessons, knowledge checks and study PDFs are also free.

Is my financial data secure?

Calculator inputs are stored locally in this browser. This is not encrypted cloud storage. Use a private device and export a backup before clearing browser data. Accounts and cloud sync are not connected.

What does upgrading add?

Premium adds retirement and investment-mix planning, pensions and policies, stress scenarios and estate organisation. Elite adds portfolio-risk analysis and supported tax scenarios. Both paid tiers are planned to include calculator reports in PDF and Excel. The tools support your own planning; personal advice is outside the subscription.